Insurance Policies

No policy looks the same, much like snowflakes. Each company has different methods, different approaches, and different coverage. I am here to help you navigate the path towards insurance happiness. I assure you that by contacting me you will get the best price because together we, as a team, will compare coverage and prices throughout many different companies.

Here is a list of the insurance policies I cover: 

Auto - If you drive on a public road, you are required to have auto insurance. It is the law, but what is not against the law is having the best possible coverage that offers you the best value with great service on your policy. I work with many different companies to accomplish those needs for my clients. If you have a lien on your automobile, your financial institution will require full coverage before you drive. 

Home - Huge asset that requires protection through a home owner's insurance policy, all mortgage companies require coverage to obtain a loan on your property. Again, I work with many companies to find the best value and service and many times we can combine home with auto for greater savings. 

Renter's - If you are renting a house, apartment, or condo, you need renter's insurance to cover your assets that you have worked hard to acquire. 

Boat - Another asset that needs protection. If you have a lien on the boat, all financial institutions coverage on the vessel. 

Life - Life insurance is one of those things that just about everyone needs regardless of age but few people actually have. It is easy to put off when you are young and relatively healthy, but this is the best time to purchase a policy. There are several different life insurance policies regardless of age that are affordable based on your needs. A life insurance policy is not just a burial expense; it covers replacement of income along with peace of mind. 

Youth Life Insurance - Protect the ones you love with a whole youth life insurance. You may have not thought about a life insurance policy to help your children reach their goals, but it is one of the simplest ways to create a strong financial foundation for your children so you can face the future with confidence together. Youth policies are from 0-15 years of age with premiums starting as low as $6 a month. 

Family Term Policies - This is a all-in-one family coverage with one monthly payment that will cover your family up to two adults and all eligible children with one policy. With your entire family covered on a single policy, family term is easy to budget. As your family's financial situation changes or as your children become adults, all insured family members may be eligible to convert the term insurance into permanent life insurance that can last a lifetime. Age restrictions may apply. 

Investment/Retirement/Savings - We offer traditional IRAs, Roth IRAs, and fixed and flexible annuities. IRAs start as low as $50 a month or $600 a year with fixed guaranteed interest rate with no fees and no risk with the stock market. 

Medicare Supplements - Most people do not realize that their only a few Medicare supplement plans that you can purchase and all the plans offer the same benefits. The difference is the price that the insurance company charges. I work with many different Medicare supplement companies to give my clients the best value. It is the same policy... why pay more for no extra benefit?  

Final Expense - This coverage provides protection for your final needs. This policy helps ease the financial burden placed on a family when a loved one passes away. It is gives your loved ones a sum of money upon death that can be used to cover any expenses left behind. 

Planning - All of the financial products require careful financial planning and a need analysis review. That is why we offer a wide variety of products and services to our clients from newborns to retirees at every stage along the way. Look at your situation then let us be your partner in helping to create a plan. 

Other Insurances - We offer other insurance policies including key person, mortgage protection, personal disability income, critical illness, cancer, long-term care, and many other insurance products. 

Contact us to learn more about how we can help you!
There is no fee to meet us and get a quote!
Some restrictions may apply.